A few years ago, I read The 4-Hour Workweek, by Tim Ferris. Every business book I had read before it talked about how to increase revenues and make more money. The 4-Hour Workweek was different. It talked about making ENOUGH money to live the kind of life you want. Interesting, isn’t it? I never thought there was such thing as enough money. I mean, if you can have more, why would you settle for less, right?
About two weeks later I read an interview in which one of the founders of PayPal -a guy worth tens of millions of dollars- was telling how he sold his Porsche Boxster and replaced it with a much more affordable Toyota Prius. He said that when you have a Boxster, you want a Porsche 911, and once you have the 911, you want a Ferrari. Our minds get used to what we have quickly and, all too soon, what we have isn’t enough. He said he wanted to be a Prius guy, not a Ferrari guy.
Think about it: when you’re a Ferrari person, people have huge expectations about you and you
When you are setting your sights on finding a work at home opportunity, you are going to want to consider writing out your personal or financial goals. This is what is going to help you find what you are looking for, and give you a reference to what you are wanting or not wanting to do from home. It doesn’t have to be much, but just enough for you to stay motivated.
For example, my personal goal for searching for the right opportunity was so I could stay at home with my children and raise them instead placing them in daycare. I wanted to be the one caring for my children and tending to their every need. My other personal goal was to find self accomplishment and create a better life for my family, and to do that I knew I needed to be involved with my children 100%. Whatever your personal goal is, make sure you write it down, that goal is going to be your motivation for helping you find what you want.
Financial goals can be just as exceptional as your personal goals, but can be a little
“Financial abuse” is the customary name for this form of spousal emotional abuse. It’s one of the popular power and control tactics used to foster dependency and dominance in intimate relationships. Essentially, it violates one’s personal autonomy and emotional integrity.
Controlling Men and Money
Why do controlling men use money to control their financially un-empowered female partners? ANSWER: Because they can. No, seriously, they think they need their spouse’s financial dependence upon them. It adds to their sense of relationship security.
From their perspective, it’s their money anyway. And they know you need some, want some and have no other means to attract any. So they enjoy the privilege of holding this green carrot in front of you in order to keep you in line.
You, on the other hand, enjoy “your” privilege of having his/our money to spend, as you need it. And you love that there is always enough, or so it seems. That is, there are sufficient funds available to cover your interests and desires…unless you have one that he objects to.
Money and Freedom in Controlling Relationships
Is your access to money controlled by another person your freedom
Before you make a decision to engage in investment services and financial services, you need sound advice to ensure that you reap from your efforts. You could be planning to invest in bonds, stocks or mutual funds. You may also be thinking of partaking in the many financial services that are available such as opening an IRA or buying an annuity. As well, you may be weighing the option of obtaining credit from your bank and repaying it using monthly instalments from your salary. The list of options is endless, but in all these investment options, there is some form of risk involved. Before you settle on any of the different forms of investment services that are available, there are a number of tips that you need to follow:
- Defining your goals: You should ask yourself why you want to invest your money. The point could be that you want to save money to buy a house or to secure your retirement. As well, you could be aiming to save for your child’s education, or just to protect yourself in case the unexpected happens – such
Now that I have gone through the first couple of months in my internet marketing career playing by the rules I feel it is time to expand and talk about the subjects real dear to my heart. I am an investing enthusiast, I strongly believe in investing in your knowledge and then investing with your finances to enable a more prosperous future.
Robert Kiyosaki, the man behind the Rich Dad series, has been a huge inspiration and he pointed out, in Rich Dad’s guide to investing, that the three Es are critical when it comes to investing.
3) Excess cash
That is the running order, notice that he didn’t say excess cash, education then experience or experience, excess cash and then education. It is in that order for a reason, to highlight that education is of utmost importance when learning to invest for profit.
Everyone wants to be rich, but wanting to be rich and working to become rich are two totally different things. Most people love the idea around being rich and being able to afford more than just to pay their bills.
In today’s declining economy, financial problems are becoming increasingly common. Every time you go to the grocery store, the price of at least one thing you buy has gone up in price since last week. Almost daily the price of gas increases. So what can you do when you are continually forced to spend more and more, but your income stays the same? How can you take control of your personal finances, save money and get ahead?
First, you must be aware of where your money is going. Many people don’t realize this and without knowing it are spending what adds up to be a significant amount each month on little things. If you don’t normally ask for a receipt, start doing it now. Write down everything you are spending. Include cups of coffee, magazines, sodas, snacks and money spent eating out. Don’t omit anything. If you don’t know exactly where your money is going, you can’t make any affective changes, save money or take control of your finances.
Second, make a budget. Put all of your expenses into one of three categories: needs, fun money and savings. Everything you
Don’t focus on the downside of our current downward economy. There are actually just as many benefits to today’s financial challenges. Lenders are vying for every last customer and that competitive market can give you some consumer leverage.
Take a look at these tips to quickly turn your money-related stress into easy budget revisions and opportunities to save.
Step 1: Refinance
If you do not have a conventional home loan, you should. Do you have at least 10% of your home’s value paid down? If so, you may be able to convert your mortgage loan to fixed-rate conventional rather than FHA.
Even if you can’t go with the best conventional option, you should be able to convert to a lower interest (below 5.25%) rate if your current financing has a higher than 5% loan rate. Compare lenders to be sure you’re getting the best deal. Choose a provider who will offer a low rate and no additional fees or points charges.
Step 2: Eliminate Credit Card Dept
Paying off credit dept should be a top priority. Being debt-free is extremely liberating, not to mention cost-effective. If you are carrying a balance, make sure